Monday, August 2, 2021When purchasing a new home, you will want to purchase homeowners insurance alongside it. This insurance will protect you in the case of disaster, ensuring that you will be financially compensated according to the coverage you chose. Here’s a list of six questions to ask before signing your home insurance policy. READ MORE >>
Monday, July 26, 2021Homeowners insurance was specifically developed to cover sudden, accidental risks and damage. And if you talk to any pest control firm, they will confirm one thing: a termite infestation is not something that happens overnight. READ MORE >>
Sunday, July 11, 2021Many people are under the impression that their home insurance rates are somehow determined by their property’s market value. And because market values tend to go up over time, it’s only logical that insurance rates will also go up. The reality on the ground is, however, somewhat more complicated. READ MORE >>
Wednesday, June 23, 2021Do you need vacant home insurance coverage? Find out what it is and whether or not you qualify for this important form of property insurance What is Property Insurance? If you own a home or rent a home, you may have homeowner's or renter's insurance. READ MORE >>
Tuesday, May 18, 2021As is the case with any business relationship, things between you and your insurer might not always work out the way it was planned. When it comes to home insurance, both you or the insurer might decide to walk away from the deal. READ MORE >>
Monday, May 10, 2021When an object is used every day, its condition tends to decline. This is what is referred to as wear and tear. In a home, wear and tear refers to the property's deterioration after it has been used as intended. The deterioration should not be due to carelessness, accidents, misuse, or abuse of the property's contents either by you, your guests, visitors, or your household members. READ MORE >>
Friday, April 30, 2021It is important when insuring a property that proper steps are taken to arrive at the actual value of the property. Failure to do so might result in some very unpleasant situations if it so happens that something does happen to the property. If a property was under-insured, the insured would incur a penalty. READ MORE >>
Wednesday, February 10, 2021 Homeowners insurance is a must for every Long Island home buyer. All reputable mortgage companies require insurance coverage for the fair value of a property (often determined by the purchase price) and will not approve a loan without proof of it. READ MORE >>
Thursday, January 28, 2021For Long Island, NY homeowners, the winter months can be worrying. From slippery icy driveways to equipment that refuses to function in freezing temperatures. The colder months often make home insurance even more needed than usual. READ MORE >>
Wednesday, January 20, 2021When an object is used every day, its condition tends to decline. This is what is referred to as wear and tear. In a home, wear and tear refers to the property's deterioration after it has been used as intended. The deterioration should not be due to carelessness, accidents, misuse, or abuse of the property's contents either by you, your guests, visitors, or your household members. READ MORE >>
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