Monday, November 15, 2021If you are a proud homeowner on Long Island, chances are that you have a home insurance policy. But having such a policy and knowing exactly what it provides cover against are two completely different things. Most of us hate to read long, technical documents, which means we might be paying for something we don’t really know much about. READ MORE >>
Friday, October 29, 2021Moving to a new home on Long Island can be a stressful time. During the rush to pack all your earthly belongings, saying goodbye to old friends, and planning the move, you can easily forget to ask what could well be the most important question of all: Will your home insurance cover you while you are moving from one home to another? READ MORE >>
Friday, October 15, 2021If something relatively small goes wrong at your home, whether to file a claim with the homeowners insurance company or not is always a difficult decision. You have to carefully consider whether doing so might negatively affect your premium (and your bank account) in the long run. READ MORE >>
Sunday, October 3, 2021Explained: Covered Peril & Home Insurance While you might be aware of how Long Island homeowners insurance provides financial protection against damage to your investment, it's also essential to understand the specific benefits of your policy. READ MORE >>
Monday, August 2, 2021When purchasing a new home, you will want to purchase homeowners insurance alongside it. This insurance will protect you in the case of disaster, ensuring that you will be financially compensated according to the coverage you chose. Here’s a list of six questions to ask before signing your home insurance policy. READ MORE >>
Monday, July 26, 2021Homeowners insurance was specifically developed to cover sudden, accidental risks and damage. And if you talk to any pest control firm, they will confirm one thing: a termite infestation is not something that happens overnight. READ MORE >>
Sunday, July 11, 2021Many people are under the impression that their home insurance rates are somehow determined by their property’s market value. And because market values tend to go up over time, it’s only logical that insurance rates will also go up. The reality on the ground is, however, somewhat more complicated. READ MORE >>
Wednesday, June 23, 2021Do you need vacant home insurance coverage? Find out what it is and whether or not you qualify for this important form of property insurance What is Property Insurance? If you own a home or rent a home, you may have homeowner's or renter's insurance. READ MORE >>
Tuesday, May 18, 2021As is the case with any business relationship, things between you and your insurer might not always work out the way it was planned. When it comes to home insurance, both you or the insurer might decide to walk away from the deal. READ MORE >>
Monday, May 10, 2021When an object is used every day, its condition tends to decline. This is what is referred to as wear and tear. In a home, wear and tear refers to the property's deterioration after it has been used as intended. The deterioration should not be due to carelessness, accidents, misuse, or abuse of the property's contents either by you, your guests, visitors, or your household members. READ MORE >>
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