Monday, August 26, 2024Most Atlantic coast hurricanes have a season between June and November. Between August and October, the likelihood of storms peaking is high. If you are on the East and Gulf Coasts, you are at a higher risk of hurricane damage. Is your home adequately insured? READ MORE >>
Monday, August 12, 2024Your home insurance comes in handy when things go wrong. As a homeowner, you know your policy covers many things. However, these policies are complicated, and you may not always receive coverage for every damage to your property. For instance, your homeowner's insurance policy coverage may include damage from roof leaks. READ MORE >>
Monday, July 29, 2024If you experience storm damage, such as destruction caused to property and infrastructure, a deductible will be in effect. You will encounter a hurricane, hail, and AOP (all other perils) deductible for storm damage. However, hurricane and tropical storm insurance is complex and can be hard to grasp. READ MORE >>
Monday, July 15, 2024Getting a homeowner's insurance can help protect your home from many things. One area of protection is with issues related to water damage. Despite being pretty common, repairs to these damages are always costly. Many people ask whether home insurance includes water damage. The simple answer is yes. READ MORE >>
Monday, July 1, 2024More Americans are struggling to pay homeowner's insurance, and the situation may only worsen since policymakers and insurers have miscalculated the effects of climate change. Intense storms have an effect much beyond their initial landfall. READ MORE >>
Monday, June 17, 2024Globally, the frequency and severity of flood seasons have been on the rise. Areas that were rarely experiencing flooding are now regularly hit by floods, and the effects of these disasters are becoming more severe. Flooding can cause extensive damage, and understanding insurance coverage is essential for homeowners to properly protect their home. READ MORE >>
Monday, June 3, 2024Burst pipes can cause significant damage to your home and result in financial strain. When unexpected water damage strikes, homeowners often wonder whether their insurance plans will cover such disasters. Understanding policy provisions is essential for homeowners to ensure adequate protection against unforeseen events. READ MORE >>
Monday, May 20, 2024Before you spend a fortune on tree removal, it's a good idea to check first if your homeowners insurance would cover it. Home insurance usually does not cover regular tree maintenance, but it may cover damage from trees that occurs during a storm or other covered peril. How Trees Can Damage Your Property READ MORE >>
Monday, May 6, 2024A trampoline may be a fun addition to your garden, but it poses some concerns. A 2022 Pediatric Emergency Care research found that thousands of youngsters are injured on trampolines each year. If a neighbor child falls off your trampoline and their parents sue you, would your home insurance company defend you? READ MORE >>
Monday, April 22, 2024In any home, the foundation plays a critical role in its overall structure, and any damage to it could result in expensive repairs. It’s essential to know what is covered by your homeowners insurance in the event of unexpected foundation issues. READ MORE >>
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