Thursday, January 16, 2025New York offers a diverse living experience with its iconic skyline and bustling cities. However, if you decide to own a home in the state, you must be ready for the challenges and risks that come with it. Homeowners insurance is a necessity and more than a recommendation if you are to own a home here. READ MORE >>
Monday, December 30, 2024We all understand on some level that the things we buy don’t keep 100% of their value as the years pass, but how this affects our insurance isn’t always as well known. Referred to in the industry as depreciation, this loss of value and how your policy takes it into account can play a key role in how much you’re able to claim on your insurance. READ MORE >>
Monday, December 16, 2024No one wants to have to make an insurance claim, but having a policy in place means you can relax in your home, knowing that you’re covered in the event of any major unforeseen incidents. Whether it’s fire, theft, flood, or some other disaster, you’ll be able to make a claim and avoid being left in an unfortunate or potentially perilous financial situation. READ MORE >>
Monday, December 2, 2024Having solar panels installed can represent a significant investment in your home, but one that can pay dividends for years to come. They’re one of the most effective ways to help push down energy costs while helping to reduce your environmental impact, but these long-term benefits come with a substantial upfront cost. READ MORE >>
Monday, November 18, 2024Getting a homeowners insurance policy in place is an essential step to protecting your home and providing you with the much-needed assurance that you’ll be okay, even if disaster were to strike. However, if you’re still at the stage where you’re looking for a policy or are wanti... READ MORE >>
Sunday, October 6, 2024Natural disasters can strike anytime, often without warning. If you aren't prepared, you will have a substantial financial burden. With climate change becoming extreme and frequent, the likeliness of floods, hurricanes, wildfires, and earthquakes is common, and the potential for damage is ever-present. READ MORE >>
Sunday, September 22, 2024Floods have been the most common natural disaster in the US. However, your standard homeowner's insurance policies rarely cover damage from floods. Let's say you have a good house, but it's in a flood-prone area. If that's the case, you'll have to get flood insurance to avoid paying substantial out-of-pocket expenses after flood damage. READ MORE >>
Monday, August 26, 2024Most Atlantic coast hurricanes have a season between June and November. Between August and October, the likelihood of storms peaking is high. If you are on the East and Gulf Coasts, you are at a higher risk of hurricane damage. Is your home adequately insured? READ MORE >>
Monday, August 12, 2024Your home insurance comes in handy when things go wrong. As a homeowner, you know your policy covers many things. However, these policies are complicated, and you may not always receive coverage for every damage to your property. For instance, your homeowner's insurance policy coverage may include damage from roof leaks. READ MORE >>
Monday, July 29, 2024If you experience storm damage, such as destruction caused to property and infrastructure, a deductible will be in effect. You will encounter a hurricane, hail, and AOP (all other perils) deductible for storm damage. However, hurricane and tropical storm insurance is complex and can be hard to grasp. READ MORE >>
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